[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bkpnj.cz\/od-koho-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.bkpnj.cz\/od-koho-si-pujcit\/","headline":"Od koho si p\u016fj\u010dit?","name":"Od koho si p\u016fj\u010dit?","description":"M\u00e1-li b\u00fdt ten, kdo se ocitnul v nesn\u00e1z\u00edch, \u00fasp\u011b\u0161n\u00fd se \u017e\u00e1dost\u00ed o p\u016fj\u010dku, mus\u00ed si...","datePublished":"2019-09-14","dateModified":"2019-09-14","author":{"@type":"Person","@id":"https:\/\/www.bkpnj.cz\/author\/#Person","name":"","url":"https:\/\/www.bkpnj.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e1219daed488a40aaae5f3a36d7a332441b6e7a97d465811f6633d3359f64e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e1219daed488a40aaae5f3a36d7a332441b6e7a97d465811f6633d3359f64e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bkpnj.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bkpnj.cz\/wp-content\/uploads\/img_a352071_w1735_t1566555199.jpg","url":"https:\/\/www.bkpnj.cz\/wp-content\/uploads\/img_a352071_w1735_t1566555199.jpg","height":0,"width":0},"url":"https:\/\/www.bkpnj.cz\/od-koho-si-pujcit\/","about":["Online"],"wordCount":425,"articleBody":"   M\u00e1-li b\u00fdt ten, kdo se ocitnul v nesn\u00e1z\u00edch, \u00fasp\u011b\u0161n\u00fd se \u017e\u00e1dost\u00ed o p\u016fj\u010dku, mus\u00ed si v prvn\u00ed \u0159ad\u011b vybrat toho nejlep\u0161\u00edho mo\u017en\u00e9ho poskytovatele, to d\u00e1 rozum. Kdyby se doty\u010dn\u00fd \u017eadatel obr\u00e1til na n\u011bkoho, kdo si klade podm\u00ednky vyhovuj\u00edc\u00ed jen t\u011bm nejbohat\u0161\u00edm, neusp\u011bje, a kdyby vsadil na lichv\u00e1\u0159e, bude m\u00edt pen\u00edze raz dva, ale jedin\u011b se t\u00edm dostane z bl\u00e1ta do lou\u017ee, z de\u0161t\u011b pod okap a dost mo\u017en\u00e1 p\u0159\u00edmo z bl\u00e1ta na de\u0161ti do lou\u017ee pod okapem. Je t\u0159eba naj\u00edt n\u011bkoho, kdo p\u016fj\u010d\u00ed pen\u00edze i ne zrovna ide\u00e1ln\u00edmu \u017eadateli, zato v\u0161ak za p\u0159\u00edzniv\u00fdch podm\u00ednek, je\u017e nejsou likvida\u010dn\u00ed. A t\u00edm n\u011bk\u00fdm m\u016f\u017ee b\u00fdt dejme tomu nebankovn\u00ed sektor a hypot\u00e9ka https:\/\/www.americka-nebankovni-hypoteka.cz\/americka_hypoteka\/. Zde jsou toti\u017e pr\u00e1v\u011b takov\u00e9 podm\u00ednky, jak\u00e9 si m\u016f\u017ee v\u011bt\u0161ina lid\u00ed jedin\u011b p\u0159\u00e1t. Vezm\u011bte si t\u0159eba jenom to, jak n\u00edzk\u00e9 jsou zde n\u00e1roky kladen\u00e9 na \u017eadatele. Tento mus\u00ed m\u00edt n\u011bjakou nemovitost, j\u00ed\u017e by se mohl za uvedenou p\u016fj\u010dku zaru\u010dit.  Mus\u00ed m\u00edt tak\u00e9 alespo\u0148 takov\u00e9 p\u0159\u00edjmy, aby z nich bylo mo\u017en\u00e9 hradit t\u0159eba alespo\u0148 ty nejni\u017e\u0161\u00ed mo\u017en\u00e9 spl\u00e1tky.  A mus\u00ed m\u00edt maxim\u00e1ln\u011b takov\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f, kter\u00fd nebude na \u0161kodu p\u0159i n\u00e1sledn\u00e9m spl\u00e1cen\u00ed.  Pokud doty\u010dn\u00fd \u017eadatel ony n\u00e1roky spl\u0148uje, m\u016f\u017ee si o uvedenou hypot\u00e9ku sm\u011ble po\u017e\u00e1dat. A to op\u011bt t\u00edm nejjednodu\u0161\u0161\u00edm zp\u016fsobem, jak\u00fd je pro modern\u00edho \u010dlov\u011bka jenom p\u0159edstaviteln\u00fd. Sta\u010d\u00ed vyplnit jednoduch\u00fd on-line formul\u00e1\u0159.  Sta\u010d\u00ed poslat na uveden\u00fd e-mail n\u011bkolik sn\u00edmk\u016f zmi\u0148ovan\u00e9 nemovitosti k posouzen\u00ed.   A o ostatn\u00ed u\u017e se postar\u00e1 poskytovatel s\u00e1m. Zkontaktuje \u017eadatele, probere s n\u00edm v\u0161echny podrobnosti, po p\u0159evzet\u00ed v\u0161ech d\u016fle\u017eit\u00fdch n\u00e1le\u017eitost\u00ed podep\u00ed\u0161e smlouvu a po\u0161le pen\u00edze na \u017eadatel\u016fv \u00fa\u010det. Odkud si je doty\u010dn\u00fd u\u017e m\u016f\u017ee kdykoliv vybrat a pou\u017e\u00edt na cokoliv, co se mu jenom zl\u00edb\u00ed. A vzhledem k tomu, jak dlouh\u00e1 tu m\u016f\u017ee b\u00fdt doba spl\u00e1cen\u00ed a jak n\u00edzk\u00e9 spl\u00e1tky, nebude ur\u010dit\u011b probl\u00e9m v\u0161e v\u010das \u0159\u00e1dn\u011b splatit. A v\u0161ichni budou spokojeni.                                                                                                                                                                                                                                                                                                                                                                                          3.6\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od koho si p\u016fj\u010dit?","item":"https:\/\/www.bkpnj.cz\/od-koho-si-pujcit\/#breadcrumbitem"}]}]