[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bkpnj.cz\/bez-penez-se-nezije-snadno\/#Article","mainEntityOfPage":"https:\/\/www.bkpnj.cz\/bez-penez-se-nezije-snadno\/","headline":"Bez pen\u011bz se ne\u017eije snadno","name":"Bez pen\u011bz se ne\u017eije snadno","description":"Ti, kdo soukrom\u011b podnikaj\u00ed, pot\u0159ebuj\u00ed tot\u00e9\u017e, co ostatn\u00ed lid\u00e9. Tedy pot\u0159ebuj\u00ed naprosto pochopiteln\u011b i pen\u00edze....","datePublished":"2023-04-25","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.bkpnj.cz\/author\/#Person","name":"","url":"https:\/\/www.bkpnj.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e1219daed488a40aaae5f3a36d7a332441b6e7a97d465811f6633d3359f64e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e1219daed488a40aaae5f3a36d7a332441b6e7a97d465811f6633d3359f64e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bkpnj.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bkpnj.cz\/wp-content\/uploads\/money-7724806_960_720.jpg","url":"https:\/\/www.bkpnj.cz\/wp-content\/uploads\/money-7724806_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.bkpnj.cz\/bez-penez-se-nezije-snadno\/","about":["Pen\u00edze"],"wordCount":421,"articleBody":"   Ti, kdo soukrom\u011b podnikaj\u00ed, pot\u0159ebuj\u00ed tot\u00e9\u017e, co ostatn\u00ed lid\u00e9. Tedy pot\u0159ebuj\u00ed naprosto pochopiteln\u011b i pen\u00edze. A t\u011bch vlastn\u011b pot\u0159ebuj\u00ed mnohdy v\u00edc ne\u017e ti ostatn\u00ed, proto\u017ee zat\u00edmco b\u011b\u017en\u00ed zam\u011bstnanci, penzist\u00e9, nezam\u011bstnan\u00ed a dal\u0161\u00ed lid\u00e9 hrad\u00ed v pr\u016fb\u011bhu \u017eivota pouze sv\u00e9 \u017eivotn\u00ed n\u00e1klady, mus\u00ed soukrom\u00ed podnikatel\u00e9 strkat navrch i n\u011bjak\u00e9 pen\u00edze do sv\u00fdch firem, aby jim zajistili perspektivu.A co kdy\u017e podnikatel\u00e9 pen\u00edze nemaj\u00ed? To je dost nep\u0159\u00edjemn\u00e1 ot\u00e1zka. Zejm\u00e9na pro takov\u00e9 podnikatele samotn\u00e9. Proto\u017ee na ty to dol\u00e9h\u00e1 mnohdy daleko tvrd\u011bji ne\u017e na jin\u00e9 lidi. Ti nejen \u017ee nemaj\u00ed na sv\u00e9 vlastn\u00ed v\u00fddaje, na sv\u00e9 \u017eivobyt\u00ed, ale \u010dasto jim kv\u016fli nedostatku pen\u011bz m\u016f\u017ee stagnovat nebo i bankrotovat i to, co by je m\u011blo \u017eivit. A to je u\u017e skute\u010dn\u011b z\u00e1sadn\u00ed probl\u00e9m.Ale kdo by u\u017e p\u0159i prvn\u00edch n\u00e1znac\u00edch finan\u010dn\u00edch probl\u00e9m\u016f souvisej\u00edc\u00edch s podnik\u00e1n\u00edm h\u00e1zel flintu do \u017eita? Jedin\u011b hlup\u00e1k. Dokud se d\u00e1 firma zachr\u00e1nit, je nesmysl ji ru\u0161it a s podnik\u00e1n\u00edm kon\u010dit. D\u00e1 se p\u0159ece je\u0161t\u011b vz\u00edt p\u016fj\u010dka, a kdy\u017e v\u0161echno dob\u0159e p\u016fjde, lze s jej\u00ed pomoc\u00ed podnik\u00e1n\u00ed o\u017eivit, za\u010d\u00edt zase dost vyd\u011bl\u00e1vat a p\u016fj\u010dku splatit. A v\u0161echno se tedy d\u00e1 d\u00e1t do po\u0159\u00e1dku. Sta\u010d\u00ed jen dostat p\u016fj\u010dku.Ale dostat ji nen\u00ed nic snadn\u00e9ho. S t\u00edm se mus\u00ed po\u010d\u00edtat. U bankovn\u00edch podnikatelsk\u00fdch p\u016fj\u010dek je t\u0159eba v\u017edy prok\u00e1zat schopnost spl\u00e1cet, nahl\u00ed\u017e\u00ed se tu do registr\u016f dlu\u017en\u00edk\u016f, prost\u011b se zkoum\u00e1, zda jsou \u017eadatel\u00e9 dost atraktivn\u00ed, schopn\u00ed spl\u00e1cet.A kdy\u017e nejsou? Pak mohou b\u00fdt r\u00e1di, \u017ee je tu i hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. Tu toti\u017e nenab\u00edz\u00ed banka, ale nebankovn\u00ed spole\u010dnost, a u t\u00e9 se d\u00e1 usp\u011bt i jenom s pouhou z\u00e1stavou nemovitosti coby z\u00e1rukou vr\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz a \u00farok\u016f. Kdo tedy m\u00e1 n\u011bjakou nemovitost, m\u016f\u017ee ji d\u00e1t do z\u00e1stavy a aspo\u0148 u nebankovn\u00ed spole\u010dnosti podnikatelskou p\u016fj\u010dku z\u00edskat. A s tou se d\u00e1 napravit v\u0161e, co se v podnik\u00e1n\u00ed pr\u00e1v\u011b neda\u0159\u00ed. Aby se tu zase da\u0159it za\u010dalo a bylo za co \u017e\u00edt.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez pen\u011bz se ne\u017eije snadno","item":"https:\/\/www.bkpnj.cz\/bez-penez-se-nezije-snadno\/#breadcrumbitem"}]}]